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The emergence of instant personal loans has provided immense relief to those needing immediate funds for managing emergencies, travel plans, and even education. As the demand for instant personal loans continues to persist in India, the industry has started seeing steady growth. The loan application, processing, and disbursement systems are transforming with the emergence of advanced technology and the digitalization of lending companies. These platforms make loans affordable and easier to obtain, subsequently reaching a wider audience and promoting financial inclusion. Technology is streamlining processes, ensuring more efficient loan management, and offering personalized products to consumers. This article explores how these technological advancements are revolutionizing the personal loan industry.

The Emergence of Online Loan Companies 

In recent years, the personal loan market in India has seen the emergence of digital lenders that operate primarily online. Digital lenders use technology to simplify the entire borrowing journey from application to approval, disbursal, and repayment. By leveraging technologies like artificial intelligence (AI), machine learning, and data analytics, these lenders can assess creditworthiness in real time. This reduces the reliance on physical documentation and collateral. As a result, consumers can apply for and receive personal loans quickly and easily without delays and complexity.

The Power of Artificial Intelligence

AI and machine learning are central to the digital lending revolution. These technologies help lenders assess instant personal loan applications faster. They analyze a wide range of data points, including income, spending habits and others. AI models are programed to recognize patterns and predict the likelihood of repayment. This enables lenders to make instant, data-driven decisions. As these systems continue to learn from past transactions, they become more accurate at evaluating credit risk. This allows lenders to offer personalized loan products to a wider range of consumers, including those with limited or no credit history.

Flexible and Smart Loan Products

Today’s digital loans offer greater flexibility compared to traditional personal loans. Many lenders allow customers to withdraw loan amounts in parts, based on their needs. Furthermore, repayment terms are more flexible, with options ranging from 60 days to 60 months, allowing borrowers to choose a repayment period that fits their budget. In addition, many digital lenders offer benefits such as no foreclosure charges, meaning borrowers can repay their loans early without any penalties.

Alternative Credit Evaluation

Traditional credit scoring methods often leave out individuals with limited credit history, such as first-time borrowers, young professionals, or gig workers. Digital lenders have addressed this gap by using alternative data sources to assess creditworthiness. Factors such as academic history, spending habits, and social networks are now considered when evaluating loan applications. This allows digital lenders to offer loans to a broader range of consumers who may have been overlooked by traditional banks.

Instant Loan Approvals and Quick Disbursals

One of the key benefits of an instant personal loan app is the ability to apply for and receive loans instantly. Consumers can complete loan applications within minutes through digital platforms. They simply need to submit basic KYC details. Additionally, a quick video verification process is conducted to finalise the application. AI-powered underwriting allows lenders to assess applications and approve loans on the same day, often within minutes. Once approved, the loan amount is transferred to the borrower’s bank account, ensuring fast access to funds.

Benefits for Consumers

The shift to digital lending brings numerous advantages for consumers, including:

Paperless Application: Individuals can apply for loans from any device with minimal documentation, making the process seamless and efficient.

Speed: Instant approvals and same-day disbursals ensure fast access to funds, allowing borrowers to meet their financial needs promptly.

Flexibility: Borrowers have the freedom to choose repayment terms that best suit their financial situation, ranging from short to long tenures.

Lower Interest Rates: Data-driven lending practices allow lenders to offer competitive interest rates, reducing the overall cost of borrowing.

24/7 Access: Consumers can easily check their eligibility, apply for loans, and track their applications at any time, anywhere.

Personalised Offers: Through advanced data analytics, lenders provide tailored, pre-approved loan offers based on individual spending habits and financial needs.

Conclusion

Technology is transforming the personal loan industry, making loans faster, more flexible, and accessible to a wider range of people. By leveraging AI, alternative credit scoring, and digital platforms, lenders can offer more personalized and efficient loan products that cater to diverse consumer needs. As demand continues to grow, digital lending will play a key role in enhancing financial inclusion and helping millions of individuals achieve their goals with ease and convenience. The future of personal loans is digital, efficient, and customer-centric, marking a significant shift in how people access and manage credit in India.

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New Delhi, March 21, 2025 – The Bharat Esports Professional Federation (BEPF) successfully convened its 1st Annual General Meeting (AGM) at the PHD Chamber of Commerce & Industry, Hauz Khas, New Delhi, marking a defining moment in India’s esports ecosystem.

The event witnessed the participation of key industry stakeholders, policymakers, and gaming professionals to establish a structured, regulated, and internationally competitive esports ecosystem for India.

•BEPF LEADERSHIP & EXECUTIVE MEMBERSHIP ANNOUNCED

Under the esteemed leadership of:

President: Tahsin Zahid

Senior Vice President: Ronald Landers

General Secretary: Pankhuri Gupta

Joint secretary – Alankrit Kamboj

Treasurer: Manish Sanaghani Ji

Joint secretary – Alankrit Kamboj

 Executive Members:

•Lt Col Savin Sam

•Lt Col Ankur Naik

•Satyaveer SIngh

•Tripti Khanna

•Gagandeep Oberoi

•Mr. Toanmey Bhatia

 Key Discussions & Roadmap for BEPF

📌 Recognition & Regulation: Aligning with the National Sports Code for a structured esports framework

📌 Infrastructure Development: Building training academies and professional esports leagues

📌 Education & Career Growth: Integrating esports education into institutions and fostering industry opportunities

📌 Cybersecurity & Ethical Gaming: Ensuring fair play, preventing online harassment, and securing player rights

📌 Global Recognition & Olympic Aspirations: Strengthening India’s positioning in international esports

Speaking at the event, BEPF President Tahsin Zahid emphasized:

“With over 600 million youth in India and a booming digital economy, esports presents an unprecedented opportunity to drive employment, innovation, and national pride. BEPF is committed to professionalizing esports with structured governance, investment, and grassroots talent development.”

INDIA’S ESCALATING ESPORTS POTENTIAL

📈 India’s esports industry is set to cross ₹1,100 crore ($135 million) by 2025, with an estimated 10 million esports athletes and a viewership of over 85 million, making it the second-largest consumer market globally.

WAY FORWARD FOR BEPF

BEPF aims to collaborate with government agencies, gaming studios, technology leaders, and investors to develop India’s esports infrastructure, enhance player welfare, and elevate India’s global esports presence.

 The AGM concluded with a resolute commitment from all board members and executive leaders to drive India’s esports industry into a new era of structured professionalization and sustainable economic growth.

Follow the movement & be part of India’s esports revolution!

📢 #BEPFRevolution | #EsportsForBharat | #GameOnIndia | #BharatEsportsUnite

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New Delhi, India | March 21, 2025: R. World Institutional Ranking (R. W I Ranking) proudly announces the release of the much-anticipated Green Rankings 2025, honoring India’s top institutions that exemplify exceptional commitment to sustainability, eco-conscious innovation, and green campus practices. This year, MAHE, Manipal Campus has been ranked as the No. 1 Private University in India, reaffirming its leadership in driving sustainable development in higher education.

Amrita Vishwa Vidyapeetham secures the second position, closely followed by BITS Pilani and IIT Patna, each demonstrating remarkable strides in environmental sustainability, renewable energy adoption, and waste management systems.

Introducing Distinctive Bands for Sustainable Leadership: The Green Rankings 2025 categorize the top-performing institutions into five distinct bands, offering a nuanced evaluation of sustainability performance across various indicators such as carbon footprint reduction, green infrastructure, community outreach, and integration of environmental consciousness into academic frameworks. The Platinum+ Band Institutions setting a global benchmark with exemplary green initiatives and sustainability best practices, and Platinum Band institutions recognizing institutions that have demonstrated consistent leadership in environmental sustainability.

MAHE, Manipal has demonstrated a relentless pursuit of sustainability by implementing innovative environmental programs, fostering awareness on campus, and taking proactive steps toward waste management and clean energy integration. Its unwavering dedication to creating a green campus ecosystem has placed it at the forefront of India’s sustainable higher education landscape.

In addition to the Green Rankings 2025, R. World Institutional Rankings continues to set the standard with its OBE Rankings – India’s leading private rankings dedicated to assessing Outcome-Based Education (OBE) practices. Recognized as one of the most credible private education-rankings agency in India, R.W I Rankings highlights institutions excelling in aligning academic programs with clearly defined learning outcomes, ensuring that graduates are equipped with the knowledge, skills, and competencies required by the industry and society.

500+ Institutions, with varied sizes and profile, ranging from Institutions of Eminence Deemed-to-be-University, NIRF Top 10 Institutions, NACC A++, and to newly established Universities have participated and/or partnered with R.W I Ranking for Ranking/Research activities.

R.W I Ranking attract participation from a diverse range of institutions, including those offering traditional, modern, and cutting-edge programs in disciplines ranging from humanities and sciences to technology and healthcare. Recently, AISSMS College of Pharmacy (AISSMS COP), Pune expressed its strong faith in the rankings, highlighting the platform’s credibility and relevance in recognizing academic excellence. AISSMS COP has established itself as a leading institution in pharmaceutical research and development (R&D), fostering a research-intensive environment supported by state-of-the-art facilities, expert faculty, and strong industry linkages. The college encourages its faculty and students to undertake impactful research, contributing significantly to advancements in pharmaceutical sciences. AISSMS COP strives to instill a profound awareness of civic duties and constitutional values. Students and employees are equipped with comprehensive knowledge of the rights and responsibilities granted by the constitution, empowering them to become active contributors to society. The college has been ranked in the Diamond Band, in the recent Mental Health and Wellbeing (MHW) Rankings for Best Institutions for Campus Life in India.

5th Edition of OBE Rankings: Survey Opens on April 3, 2025

The much-awaited 5th edition of the OBE Rankings is set to launch its live-survey on April 3, 2025, inviting institutions across India to participate and benchmark their outcome-based practices. With an increasing focus on skill-based education and employability, these rankings provide valuable insights into the effectiveness of academic programs in enhancing student learning and success.

About R. World Institutional Ranking: R. W I Ranking stands as a beacon of excellence, aiming to meticulously evaluate and acknowledge educational institutions in India, and worldwide. By fostering healthy competition, it encourages institutions to continually enhance their standards, quality of education and overall ecosystem of HigherEd. Through its dynamic evaluation processes and commitment to transparency, R. W I Ranking empowers institutions to identify areas of improvement and establish leadership in the ever-evolving higher education landscape

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Delhi, March 2025 – CAPED (Cancer Awareness, Prevention & Early Detection Trust), with the support of AstraZeneca India and OneStage (formerly Charities Aid Foundation India), continues to make a significant impact in women’s healthcare through its Ganga Godavari Cancer Screening Program. Now in its third year, the initiative has successfully screened over 18,600 women for cervical, breast, and oral cancer, focusing on awareness and screening for early detection among underprivileged communities.

Building on the success of its first year in Mathura (2022-23), where 4,605 women were screened, the project expanded to Delhi in 2023-24, screening 6,037 women across 55 camps. This year, the program set an ambitious target of screening 8,000 women by March 2025, with 6,893 women already screened across 70 screening camps as of March 8, 2025.

Through door-to-door mobilization and community screening camps, CAPED ensures that women from marginalized backgrounds receive access to critical cancer screenings. The project also includes a Patient Navigation Program, supporting screen-positive patients with counseling and logistics for further diagnosis and treatment. Key collaborations with AIIMS, NICPR, Rajiv Gandhi Cancer Institute & Research Centre, Lady Hardinge Medical College, and Ramakrishna Mission Sevashrama Charitable Hospital have strengthened patient support and follow-up care. The initiative has also trained and screened over 300 ASHA workers to empower them with lived experience, to enhance community outreach for cancer awareness and prevention.

“Early detection saves lives. By bringing screenings directly to communities, we empower women with knowledge and access to healthcare that can make a life-changing difference,” said Dr. Mridu Gupta. “Our goal is to ensure that no woman is left behind due to lack of awareness or resources. We are committed to scaling up this initiative and integrating sustainable cancer screening models into public healthcare systems.”

As the project nears completion for this cycle, CAPED remains committed to expanding its reach and establishing further collaborations for sustainable, government-integrated cancer screening programs in the future.

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Faridabad, 21^th March 2025: Sarvodaya Hospital, Sec 8, Faridabad proudly announces the successful completion of 100 robotic knee replacement surgeries using Misso, India’s first fully automatic robotic system for total knee replacement. The celebration takes on even greater significance as Honorable Prime Minister Shri Narendra Modi recently recognised and appreciated Meril’s Misso robotic system at the inauguration of Namo Hospital in Silvassa, reinforcing India’s leadership in Make in India innovations.

Misso has not only gained widespread acceptance in India but has also garnered praise from surgeons in Germany, Spain, Mexico, and Italy, who have lauded its precision, efficiency, and ergonomic design. Unlike traditional robotic systems, Misso is uniquely engineered to seamlessly integrate into any operation theatre, even in hospitals with space constraints, making cutting-edge robotic surgery accessible across India.

Dr. Sujoy Bhattacharjee, HOD & Director – Robotic Joint Replacement, Sarvodaya Hospital, Sec 8, Faridabad emphasised the hospital’s pivotal role in advancing India’s medtech sector. He commented, “The adoption of Misso at Sarvodaya marks a significant leap for India’s healthcare innovation. We are proud to be torchbearers in the adoption of homegrown robotic technology that not only transforms knee replacement surgery but also instils confidence in hospitals across the country. The fact that leading surgeons from Germany, Spain, Mexico, and Italy recognise Misso’s excellence further solidifies our position in the global landscape of surgical robotics.”

Speaking on the occasion, Dr. Rakesh Gupta, Chairman of Sarvodaya Healthcare remarked, “We have successfully performed 100 surgeries using Misso, transforming the lives of patients across different age groups, medical complexities, and even deformities. From a 65-year-old male with bilateral knee tenderness and crepitus to a 46-year-old female suffering from bilateral joint line tenderness and varus deformity, each case presented unique challenges. Yet, through advanced surgical expertise, we have restored mobility and ensured a pain-free life for our patients at Sarvodaya. We take pride in supporting ‘Make in India’ innovations that are redefining healthcare standards and paving the way for groundbreaking medical advancements.”

With Misso, India is witnessing a paradigm shift in knee replacement procedures, from relying on imported robotic systems to pioneering its own world-class technology. The introduction of daycare knee replacement surgeries marks a new era in patient recovery, efficiency, and accessibility.

The adoption of Misso at Sarvodaya Hospital, Sec 8, Faridabad serves as an inspiration for other healthcare institutions to embrace indigenous technology for improved patient outcomes. This milestone signifies India’s transition from being a technology recipient to becoming an innovation hub, setting new benchmarks for the world.

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Cross Connexions has been a trusted business and marketing consulting firm for nearly two decades. Throughout this extensive journey, the company has gained deep insights into various interconnected functions that collectively drive business growth and sustainability. Initially founded as an IT and software solutions company offering software solutions, printing, and pre-press services, Cross Connexions quickly expanded into establishing call centers and BPO services, significantly broadening its expertise.

The company’s founder, Kapil Gupta, has always championed a people-oriented approach, fundamentally believing that true business success comes from nurturing genuine relationships. According to Kapil, successful businesses are built upon mutual interest, respect, and collaborative partnerships that benefit everyone involved.

With this guiding philosophy and decades of hands-on experience across numerous business functions, 

Cross Connexions is thrilled to announce its transformation into a complete business solutions company. This evolution allows Cross Connexions to comprehensively support critical business functions including Digital Marketing, Public Relations (PR), Strategic Investments, Finance Solutions, Recruitment and HR Consulting, and Technology Solutions and Business Consulting.

Cross Connexions is committed to delivering excellence in these key service areas:

• Digital Marketing: Crafting compelling branding and digital marketing strategies that enhance online visibility and engagement.
• Public Relations (PR): Strategic PR initiatives designed to build brand credibility, visibility, and strong industry positioning.
• Strategic Investments and Advisory: Providing expert guidance on investment opportunities, due diligence, compliance, and strategic financial planning.
• Financial Solutions and Virtual CFO Services: Comprehensive financial management including company valuations, virtual CFO services, bookkeeping, company formation, compliance, and financial advisory.
• Recruitment and HR Consulting: Effective talent acquisition strategies, human resource management solutions, and organizational development support.
• Technology Solutions and Business Consulting: Customized technology solutions across ERP implementations, CRM management, AI-driven automation, blockchain integration, and strategic operational consulting in sectors like technology, operations, manufacturing, and more.

Cross Connexions has built a robust network comprising hundreds of financial and legal professionals, solidifying its capability to deliver integrated, tailor-made solutions specifically designed to meet diverse client needs. The company’s expertise and integrated service offerings position it uniquely as a comprehensive, one-stop business solutions provider.

As Cross Connexions rebrands and expands its portfolio, the company is excited to cater to a broader range of clients, empowering them through strategic, comprehensive business solutions. To learn more about Cross Connexions and explore details of this exciting new chapter, please visit the company’s website, where the full rebranding will soon be showcased.

Cross Connexions looks forward to this new phase, driven by its enduring commitment to innovation, relationship-building, and delivering outstanding value to its clients.

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New Delhi [India], March 10 (ANI): Founded in 1985, SRIRAM’s IAS is a top USC coaching in Delhi for the UPSC Civil Services Examination (CSE). For almost 40 years, it has helped aspirants prepare for the IAS/ IPS exam with expert guidance, leading to many top-ranking candidates. With a strong reputation and a structured approach, it continues to be a trusted choice for civil services aspirants.

Institute Overview

SRIRAM’s IAS has built a reputation for its experienced teachers, unique teaching methodologies, and a well-structured curriculum designed to meet the dynamic demands of the UPSC exam. With branches in Old Rajendra Nagar and Mukherjee Nagar (both in Delhi), Pune, and Hyderabad, the institute offers quality education to students across India via offline and online mode.

Recognized as the best UPSC coaching in Delhi, SRIRAM’s IAS combines expert faculty, regularly updated study materials, and doubt sessions to ensure students receive the best guidance for the Civil Services Examination. The institute’s approach emphasizes conceptual clarity, strategic learning techniques, and regular assessment in the form on online/offline mock tests to prepare aspirants thoroughly.

Comprehensive Course Offerings

SRIRAM’s IAS offers a wide range of course/programs to cater to the diverse needs of UPSC aspirants. These programs include:

1. General Studies (Prelims + Mains) Classroom Foundation Course: This course offers an extensive curriculum covering the entire UPSC syllabus, ensuring conceptual clarity in fundamental topics. The structured program equips students with the knowledge required to excel in both the Prelims and Mains exams.

2. CSAT Coaching: Understanding the crucial role of the Civil Services Aptitude Test (CSAT) in UPSC Prelims, SRIRAM’s IAS provides targeted training to enhance students’ aptitude and reasoning skills. With focused practice and strategic insights, aspirants can improve their performance significantly.

3. Optional Subject Coaching: SRIRAM’s IAS offers specialized coaching for optional subjects, ensuring students gain in-depth knowledge and excel in their chosen disciplines. The optional subject coaching focuses on improving answer-writing skills, enhancing analytical abilities, and strengthening subject mastery.

To know more about all courses – Click Here

Specialized Optional Subjects

Choosing the right optional subject is a crucial step in UPSC preparation, as it can significantly impact a candidate’s final score. SRIRAM’s IAS is known for providing the best coaching for UPSC optional subjects with expert faculty and a well-structured approach. The institute offers top-quality course for the following optional subjects:

• Public Administration
• Anthropology
• Political Science
• Sociology
• Geography
• History

By offering these specialized programs, the institute ensures that students receive detailed guidance tailored to their subject choices, strengthening their overall preparation.

Key Differentiators

SRIRAM’s IAS has maintained its leadership position in UPSC coaching through several standout features:

1. Legacy of Excellence: With nearly 40 years of experience, SRIRAM’s IAS has refined its expertise in UPSC coaching, delivering consistent results and producing top-ranking candidates.

2. Experienced Faculty: The institute’s faculty comprises subject matter experts with extensive knowledge and years of experience in mentoring UPSC aspirants. Their insightful guidance helps students grasp complex concepts with ease.

3. Strategic Locations: Branches in Delhi’s educational hubs like Old Rajendra Nagar and Mukherjee Nagar ensure accessibility for students. The institute’s presence in Pune and Hyderabad further broadens its reach for serious aspirants.

4. Proven Pedagogy: SRIRAM’s IAS follows a structured and meticulously designed teaching approach. Emphasizing conceptual clarity, systematic coverage of the syllabus, and regular assessments ensures aspirants remain on track throughout their preparation.

5. Holistic Preparation: The institute’s comprehensive approach covers all aspects of UPSC preparation, from foundational learning to specialized coaching and rigorous answer-writing practice. This well-rounded strategy enhances students’ overall performance in both Prelims and Mains.

Commitment to Results

SRIRAM’s IAS has an impressive track record of nurturing successful UPSC candidates. The institute’s student-centric approach, personalized mentorship, and dedication to academic excellence make it a top choice for aspirants seeking structured guidance and a proven success strategy.

Numerous students from SRIRAM’s IAS have consistently secured top ranks in the UPSC CSE, attributing their success to the institute’s effective coaching methodology and comprehensive study resources. Regular performance reviews, personalized feedback, and mentoring sessions ensure that each student receives the attention they need to excel.

Student Support and Resources

Beyond its academic offerings, SRIRAM’s IAS is dedicated to supporting students throughout their UPSC journey. The institute provides:

• Extensive Study Materials: Comprehensive notes, reference books, and practice papers are curated to match UPSC standards.
• Online Learning Support: Digital platforms allow students to access lectures, recorded sessions, and study materials remotely, ensuring uninterrupted learning.
• Mentorship Programs: Personalized mentorship ensures students remain motivated, focused, and well-prepared for their exams.

Shaping Future Leaders

SRIRAM’s IAS continues to shape the future of India’s civil services by nurturing dedicated and competent leaders. For UPSC aspirants seeking structured guidance, expert mentorship, and a legacy of success, SRIRAM’s IAS stands as the ultimate destination for turning ambitions into achievements.

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National, March 21, 2025: lendingplate, a pioneering digital lending platform under Unifinz Capital India Limited (UCIL), has successfully closed its third round of preferential issue of shares, raising ₹22.35 crore. The Board of Directors, in its meeting held on March 04, 2025, approved the allotment of 5,31,617 (Five Lakh Thirty-One Thousand Six Hundred Seventeen) equity shares on a preferential basis to investors in the Non-Promoter category.

The preferential issue was priced at ₹420.5 per share, significantly higher than the company’s earlier issues—₹56.2 per share in July 2024 and ₹211 per share in September 2024. This consistent rise in valuation reflects the strong confidence investors have in lendingplate’s growth potential and robust business fundamentals.

The company had earlier fixed Wednesday, January 22, 2025, as the cut-off date to determine the eligibility of members entitled to vote by remote e-voting and at the Extraordinary General Meeting (EGM), which was successfully held on Wednesday, January 29, 2025.

Kaushik Chatterjee, Founder & CEO of lendingplate, said: “This preferential issue shall prove another stepping stone in our commitment to becoming a leading digital lender in India. The growing investor confidence, evident from the progression in our share prices, is a testament to our strong fundamentals and market positioning.” 

In a statement, the Delhi-based lendingtech said that it shall utilise the funds mainly to fuel growth and reduce cost of capital. The company shall invest in strengthening the digital infrastructure, reinforce cybersecurity and data protection, expedite adoption of newer technologies like Voice AI, Machine Learning and Embedded Finance. “Technology is fast-evolving and our scale-up is rapid. More automation and more guardrails are the only means we see for sustainable growth.” added Kaushik Chatterjee. 

lendingplate is in a high-growth phase, having recorded an impressive 5X year-on-year increase in loan disbursals. The company remains committed to empowering salaried individuals by providing seamless and accessible financial solutions through its innovative digital-first approach. In a recent initiative, the company has launched its products for self-employed individuals and thereby now addressing a larger customer segment. 

About lendingplate: lendingplate, a brand under Unifinz Capital India Limited, is a leading digital NBFC providing unsecured personal loans of up to ₹2,50,000 with flexible repayment terms of up to 15 months. Registered with the Reserve Bank of India (RBI), lendingplate offers quick, hassle-free loans disbursed within 30 minutes, serving customers across 22 states, more than 500 cities and 9000+ pin codes. With a strong focus on technology and financial inclusion, lendingplate is reshaping digital lending in India.

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India – In the bustling technological landscape of India, a homegrown startup is making waves by solving a pressing challenge faced by AI enthusiasts and professionals alike. AI SuperSmart, an Indian-based venture, has launched a comprehensive AI tool directory that is revolutionising how people discover and utilise artificial intelligence solutions tailored to their specific requirements.

The platform’s AI Tools Directory, which now houses an impressive collection of over 1,000 AI tools, serves as a one-stop destination for Indians looking to harness the power of artificial intelligence without the confusion of endless web searches. With the AI sector expanding at breakneck speed, this Indian innovation addresses the growing need for a structured approach to AI tool discovery.

“Most Indians are eager to integrate AI into their work and daily lives, but finding the right tool among thousands available online becomes overwhelming,” notes AI SuperSmart. “Our AI Tools Directory categorises solutions across multiple domains, making it simple for users to find exactly what they need.”

The Indian startup has meticulously organised its vast collection into user-friendly categories, allowing visitors to filter tools based on their intended application—whether for creative pursuits, business operations, educational purposes, or marketing campaigns. This systematic approach saves valuable time and reduces the frustration associated with trial-and-error searches.

Beyond its extensive directory, AI SuperSmart demonstrates the practical value of artificial intelligence through its suite of free AI tools. The platform offers innovative solutions like the Image-to-3D Model Converter, which transforms ordinary images into detailed three-dimensional models without requiring technical expertise. Another standout offering is the Cloth Changer AI, which allows users to visualise different outfits in photos—a boon for the thriving e-commerce and fashion sectors in India.

What makes this Indian venture particularly relevant is its commitment to accessibility. The free tools require no login, making advanced AI capabilities available to everyone from students to professionals across the country. This democratisation of technology aligns perfectly with India’s digital transformation goals.

The startup updates its directory daily with fresh AI innovations and encourages community participation by allowing users to submit their own AI tools for inclusion. This collaborative approach resonates with India’s collective spirit and positions AI SuperSmart not just as a directory but as a growing ecosystem for AI enthusiasts nationwide.

As India continues to establish itself as a global technology hub, homegrown platforms like AI SuperSmart are playing a crucial role in ensuring that Indians remain at the forefront of the AI revolution—one carefully curated tool at a time.

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India’s Financial Sector Poised for Unprecedented Growth in the Next Decade says Sanjiv Bajaj, Chairman & Managing Director, Bajaj Finserv 

Mumbai…March 20, 2025…The prestigious Lokmat Maharashtrian of the Year Awards 2025 celebrated the excellence and contributions of remarkable individuals across various fields in Maharashtra at a grand event held at Raj Bhavan, Mumbai. Organized by Lokmat Media, the awards honored personalities who have demonstrated exceptional commitment and leadership, leaving a lasting impact on society.

The event witnessed the presence of distinguished dignitaries, including Hon’ble Governor of Maharashtra Shri C. P. Radhakrishnan, Hon’ble Chief Minister of Maharashtra Shri Devendra Fadnavis, Hon’ble Deputy Chief Ministers Shri Eknath Shinde and Shri Ajit Pawar, Hon’ble Speaker of the Maharashtra Assembly Shri Rahul Narwekar, Sanjiv Bajaj – Chairman & Managing Director of Bajaj Finserv, P. P. Brahmavihari Das – International Relations of BAPS Swaminarayan Sanstha, Kartik Aaryan – Bollywood Actor, Deven Bharti – Spl. Commissioner at Mumbai Police, Dr. Vijay Darda – Chairman of Lokmat Editorial Board, Rajendra Darda – Editor in Chief of Lokmat Media Group and Rishi Darda – Joint Managing Director & Editorial Director, Lokmat Media Group. Their participation underscored the significance of recognizing and celebrating individuals who shape Maharashtra’s future.

Shri C. P. Radhakrishnan, Hon’ble Governor of Maharashtra, graced the Lokmat Maharashtrian of the Year 2025 as the Chief Guest and expressed, “I extend my heartfelt congratulations to all the distinguished awardees across various fields – from social work to public service, administration, and art and culture. It is initiatives like these by the Lokmat family that truly recognize and celebrate the voices shaping our society. Maharashtra holds a unique position in the country’s progress, and with major infrastructure developments like the Navi Mumbai airport and the upcoming deep seaport at Vadhavan, the state’s role in driving India’s economic growth is undeniable. Achieving the goal of a $1 trillion economy is essential for realizing the vision of Viksit Maharashtra.

I thank Prime Minister Narendra Modiji and his team on behalf of the people of Maharashtra for their efforts in recognizing Marathi as a classical language—a testament to the rich cultural and historical legacy of the state. This achievement deserves greater appreciation.

Only one thing I want to emphasize: we must all work together to make Maharashtra a $1 trillion economy. Viksit Bharat is not possible unless Maharashtra contributes in a significant way. By achieving this milestone, we pave the path toward national progress, and I urge everyone to move collectively toward this shared goal.

As we move toward a Viksit Bharat, it is crucial that public discourse goes beyond politics to focus on economic development. I encourage media platforms like Lokmat to continue informing the public about transformative projects and their potential to reshape Maharashtra’s future. Together, with collective effort and a shared vision, we can drive prosperity and progress for every citizen of the state.”

Shri Devendra Fadnavis, Hon’ble Chief Minister, Maharashtra honoured as Lokmat Maharashtrian of the Year 2025 for his enduring commitment to public service and governance. While speaking at the event, he said, “Maharashtra’s bureaucracy has long been a pillar of strength; however, we must guard against complacency. Recognizing that other regions also excel, it’s imperative we adopt a competitive spirit, embracing continuous improvement over self-satisfaction. Our recent budget reflects this ethos, with a 40% increase in allocations for Adivasi Vikas and Samajik Nyay. Even excluding the Ladki Bahin fund, there’s a substantial 19% rise, underscoring our commitment to social justice.

We’ve critically assessed past expenditures and identified the need for better planning and resource management, especially for vulnerable sections. This year, we’ve set benchmarks to sustain growth and boost our Gross State Domestic Product (GSDP). Our capital expenditure plan includes transformative projects like the Shaktipeeth Road, multimodal corridors, and other iconic initiatives, with land acquisition costs estimated between ₹40,000 to ₹45,000 crore. These projects are designed to catalyze economic growth. We’re balancing investments in social sectors and infrastructure to ensure holistic development.

The central government’s provision of ₹1.5 lakh crore in 50-year interest-free loans for state capital expenditure presents a significant opportunity for us. Maharashtra is poised to leverage these funds, given our robust infrastructure development agenda. We’ve integrated artificial intelligence into our systems, markedly reducing corruption and promoting transparent governance. Our unwavering commitment is to ensure that development remains uninterrupted, overcoming challenges with resilience. Under the visionary leadership of Prime Minister Narendra Modi, we are resolute in our mission to deliver exemplary progress for all.”

Shri Eknath Shinde, Hon’ble Deputy Chief Minister, Maharashtra highlighted, “Lokmat has always played a significant role in highlighting stories that inspire and uplift society. As a long-time reader, I appreciate how Lokmat reaches the grassroots of Maharashtra to recognize and celebrate deserving individuals. I extend my heartfelt congratulations to the Darda family for honoring those contributing to the state’s progress. Having received a Lokmat award myself before becoming Chief Minister, I understand the value of this recognition. My best wishes to everyone associated with these prestigious awards and to all the recipients who continue to make Maharashtra proud.”

Among the special awardees, Sanjiv Bajaj, Chairman and Managing Director of Bajaj Finserv, was honored for his transformative leadership in the business sector, while Kartik Aaryan was recognized for his remarkable contributions to Indian cinema. Deven Bharti, Special Commissioner of Mumbai Police, was acknowledged for his exemplary service in maintaining law and order. Brahmavihari Swami of BAPS Swaminarayan Sanstha was celebrated for his efforts in fostering international relations. 

Mr. Rishi Darda, Joint Managing Director & Editorial Director, Lokmat Media Group expressed, “The Lokmat Maharashtrian of the Year Awards celebrate the remarkable individuals who drive positive change and inspire society with their dedication and vision. This platform honors those who shape Maharashtra’s future through innovation, perseverance, and an unwavering commitment to excellence. Each awardee’s journey reflects the spirit of progress and the power of transformative leadership.” Mr. Rishi Darda conducted an exclusive interview with Mr. Sanjiv Bajaj, Chairman & Managing Director of Bajaj Finserv. Their discussion covered Bajaj Finserv’s historic ₹24,000 crore acquisition of Allianz’s stake in Bajaj Allianz, its impact on the Indian insurance landscape, and the company’s long-term vision for driving innovation and financial inclusion.

Mr. Sanjiv Bajaj, Chairman & Managing Director, Bajaj Finserv received Lokmat Maharashtrian of the Year 2025 Award for Business. He mentioned, “This acquisition marks a significant milestone for us. Bajaj Allianz, which started in 2001 as a joint venture with Allianz, has grown into one of the finest insurance companies in India over the past two decades. With India’s financial services and insurance sector presenting immense opportunities, both partners had the ambition to shape their own future. Given that a company cannot have two captains steering the same ship, we made the amicable decision to acquire Allianz’s 26% stake for ₹24,000 crore—the largest check written in the history of the Indian insurance sector and one of the biggest in the NBFC space.

This move aligns with our vision of building world-class companies from India, for India. Today, we have built a financial services business with a valuation exceeding ₹10 lakh crore, and it all started from a market cap of just ₹2,000 crore in 2007. If someone had invested ₹1 crore back then, it would have grown 400 times today. This growth is a testament to India’s potential, the resilience of our team, and the power of long-term vision.

Looking ahead, India presents a once-in-a-lifetime financial opportunity over the next decade. With rising incomes, increasing insurance penetration, and a rapidly digitizing economy, the financial services industry is set to expand significantly. In the next 10 years, India is poised to become one of the world’s largest insurance markets, driven by a growing middle class, a young and aspirational population, and a regulatory framework that encourages innovation and expansion. Bajaj Finserv is committed to playing a key role in this transformation, ensuring that we provide best-in-class products, leverage cutting-edge technology, and enhance financial inclusion at scale.

One of the key drivers of success is a strong work ethic. At Bajaj, we believe in hard work, discipline, and the power of relentless execution. Our leadership and teams work beyond the conventional 40-hour week, putting in the time and effort required to build something truly remarkable. Success is not about clocking in and out—it’s about dedication, ownership, and the willingness to go the extra mile.

As we move forward, our focus remains on innovation, customer-centric solutions, and leveraging technology to stay ahead in an evolving landscape. We recognize that success is never the result of just one individual—it takes a strong team, a clear vision, and relentless execution. For aspiring entrepreneurs, my advice is to chase ideas that are unique, remain passionate, and build teams that share the same vision. Challenges are inevitable, but perseverance and the right mindset create lasting businesses.

This acquisition is not just about Bajaj Finserv’s expansion—it’s about strengthening India’s insurance landscape with long-term stability and innovation at its core. “

Bollywood Actor Kartik Aaryan was honored with the Lokmat Maharashtrian of the Year 2025 award in the Actor category. He said, “I am truly honored to receive the Lokmat Maharashtrian of the Year 2025 award. This is a proud moment for me and my family. While I hail from Gwalior, Mumbai has been my karmabhoomi—this city has given me my name, fame, home and everything I have today. Since childhood, my dream was to become an actor and come to Mumbai, and that decision became the turning point of my life. As the Bhagavad Gita says, one should focus on their work without worrying about the results. Awards like the Lokmat Maharashtrian of the Year are a testament to that belief, and I will continue to dedicate myself to my craft.”

The ceremony highlighted the achievements of these individuals who have not only excelled in their respective fields but have also contributed to the betterment of society. Their stories of dedication and innovation continue to inspire and serve as a testament to the spirit of Maharashtra.

The Lokmat Maharashtrian of the Year Awards remain a symbol of excellence and a platform to honor those whose work continues to shape the socio-economic and cultural fabric of Maharashtra.

About Lokmat Media Group:

Lokmat Media Pvt. Ltd. is a leading multimedia platform media company with interests in a diversified portfolio of publishing, broadcast, digital, entertainment, community, and sports verticals. It has an employee strength of more than 3,000 and has a pan-India network of offices.

Lokmat Media Group publishes India’s No1 Marathi daily Lokmat, Lokmat Samachar, and Lokmat Times with a combined readership of 2.56 cr (source: All India, Total readership, IRS 2019, Q4)

Keeping abreast with the changing digital landscape, Lokmat Group makes its content available for its readers through its multilingual news portals and mobile news app.

Lokmat entered the TV space in 2008 and it co-owns a 24-hour news and current affairs channel ‘News18 Lokmat’ (earlier IBN Lokmat), through a JV with the Network18 Group.

Lokmat’s experiential marketing division – Taplight organizes various annual properties like ‘Lokmat Maharashtrian of the Year’, ‘Lokmat Most Stylish’, ‘Lokmat Women Summit’ etc. which are the benchmarks in their respective categories. It also provides comprehensive 360-degree marketing solutions to clients including ‘Below The Line’ promotions and client-led activations. It is the largest event management company in Maharashtra in terms of the number of events held. This division also runs various community forums focused on Women, Youth, and Children.

For further information on Lokmat Media:

Veena Bhate | Lokmat Media Group

9082966810 | [email protected]

Sonia Kulkarni | Hunk Golden and Media |

9820184099 | [email protected]

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