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Powered by Snapdragon 8s Gen 3, the iQOO Neo 10R offers flagship-level performance with a 1.7 million+ AnTuTu score.Designed for seamless gameplay, it delivers ultra-smooth stable 90FPS performance for 5+ hours.With a starting net effective price of INR 24,999, iQOO Neo 10R is available for pre-booking on Amazon.in and iQOO e-store

New Delhi, March 18, 2025: iQOO, the high-performance smartphone brand, today announced the launch of its latest powerhouse – the iQOO Neo 10R. Setting new benchmarks, iQOO Neo 10R is built for college students, tech enthusiasts and young gamers. The smartphone boasts cutting-edge features, including the latest Snapdragon® 8s Gen 3 Mobile Platform, the ultra-smooth stable 90FPS, 144Hz refresh rate for gaming, and Segment’s slimmest 6400mAh battery.

The iQOO Neo 10R is priced at INR 26,999 (Net Effective Price: INR 24,999) for the 8+128 GB variant, INR 28,999 (Net Effective Price: INR 26,999) for the 8+256 variant, and INR 30,999 (Net Effective Price: INR 28,999) for the 12+256 variant. It will be available in two color options: Raging Blue and MoonKnight Titanium. Additionally, iQOO Neo 10R is available for pre-booking starting now and will go on sale starting March 19, at 12 noon at iQOO e-store and Amazon.in.

Customers can avail following offers on purchasing iQOO Neo 10R:

●        On pre-booking, customers can avail 12 months of extended warranty and instant device setup on delivery for just INR 99

●        Enjoy flat INR 2000 instant discount with SBI, ICICI, and HDFC Bank cards or get an exchange bonus of INR 2000 on all devices

●        Users can avail no cost EMI for upto 6 months

Talking about the new addition to the Neo series – iQOO Neo 10R, Nipun Marya, CEO, iQOO, said, “At iQOO, we are committed to delivering high-performance smartphones that enhance the user experience. Designed for college students and young gamers, it offers a powerful processor, intelligent optimizations, an immersive gaming experience, and a battery that keeps up with their dynamic lifestyles, reinforcing our commitment to innovation and user-centric technology.”

Zeba Khan, Director, Consumer Electronics, Amazon India, said, “Since 2021, iQOO has been offering their smartphones to customers pan-India via Amazon.in. Today’s launch of the iQOO Neo 10R marks another significant milestone in that journey. We are excited to announce that the iQOO Neo 10R will be available for pre-booking on Amazon.in starting March 11, along with exciting offers & benefits. Customers can also choose to add on an Instant Phone Set-up Service from INR 99 onwards during sale, making the upgrade to this smartphone seamless. As India’s most trusted smartphone destination[i], we are committed to making this powerful device accessible to customers nationwide.”

Segment’s Fastest Smartphone[ii]

The iQOO Neo 10R is powered by the Snapdragon® 8s Gen 3 chipset, delivering superior processing power with its Octa-Core architecture. Snapdragon 8s Gen 3 boasts a similar architecture to the flagship Snapdragon 8 Gen 3 chipset. It is built on a 4nm TSMC process, ensuring flagship-level performance with ultra-stable gaming, seamless multitasking, and AI-powered optimizations. iQOO Neo 10R is the segment’s fastest smartphone with an AnTuTu score of 1.7 Million+.

Gaming Like Never Before

For mobile gaming enthusiasts, the iQOO Neo 10R sets a new standard with its stable, lag-free 90FPS gaming experience in the segment[iii]. The smartphone ensures over 5 hours of uninterrupted high-frame-rate gaming (as per iQOO Lab testing), making it the ultimate choice for mobile gaming warriors.

The Ultra Game Mode provides real-time FPS monitoring, while the 6043mm² vapor cooling chamber ensures efficient heat dissipation, keeping temperatures in check even during intense gaming sessions. The Dedicated E-sports mode optimizes system performance, delivering a smooth gaming experience. Additionally, bypass charging optimizes battery longevity during gaming sessions.

It also features industry-leading 2000Hz instant touch sampling rate[iv] and X-Axis Linear Motor which brings 4D Game Vibration, adding a layer of realism. Additionally, AI Game Voice Changer allows users to modify their voice for anonymous in-game chats.

India’s Slimmest Smartphone with 6400mAh Battery[v]

Supporting this performance is India’s slimmest smartphone with 6400mAh battery, providing extended usage—up to 27 hours of YouTube playback, 16 hours of social media browsing, and 6.5 hours of BGMI gaming at 90FPS. The device also features 80W FlashCharge which can juice up the device up to 50% in 26 minutes and 100% in 55 minutes. Engineered with advanced battery management technology and intelligent power optimization, this smartphone retains over 80% battery health even after 5 years of continuous use.

Immersive Display and Stunning Design

The 6.78-inch 1.5K AMOLED display offers a 120Hz refresh rate, 4500 nits local peak brightness, and HDR10+ certification. With a 93.4% screen-to-body ratio, the device ensures a true edge-to-edge experience. It comes in two striking colors: MoonKnight Titanium, inspired by the moon’s rugged texture, and Raging Blue, which is exclusive to the Indian market, featuring a dual-tone pixel design inspired by high-speed racing track.

The device is built to last, featuring Schott Xensation Up glass for enhanced display protection. Additionally, with an IP65 rating, it offers dust and water resistance, ensuring durability in everyday conditions.

Advanced Camera System

iQOO Neo 10R features 50MP Sony IMX882 primary camera with Optical Image Stabilization (OIS) and 8MP ultra-wide lens. The 32MP front camera, capable of 4K 30FPS video recording, provides sharp and clear visuals for selfies and video calls.

Software & AI Enhancements

Running on Funtouch OS 15 (Android 15), the iQOO Neo 10R brings a refined and intuitive user experience. iQOO ensures long-term support with 3 years of Android updates and 4 years of security updates. As per iQOO’s internal testing, iQOO Neo 10R will provide 60 months of smooth, lag-free experience.

The iQOO Neo 10R brings next-generation AI capabilities- Live Cutout allows users to create precise image cutouts instantly. Circle to Search simplifies object discovery. AI Photo Enhance sharpens blurry portrait images. AI Erase feature removes unwanted objects and people from photos. Additional features include AI Super Documents, AI Translation, AI Note Assist and AI Transcript.

Continuing iQOO’s commitment to ‘Make in India’, iQOO Neo 10R devices will be manufactured at vivo’s Greater Noida facility. Also, to offer a hassle-free after-sales service experience to its valued customers, iQOO customers can now visit any 670+ company-owned service centers across the country.

[i] As per Counterpoint Research Survey, Q2’24

[ii] The score data was obtained from iQOO laboratory tests based on AnTuTu Benchmark V10.4. The test device is the 12 GB + 256 GB edition of iQOO Neo 10R. The data is for reference only. Actual scores may vary according to different phone memory editions and test environments

[iii] Stable 90fps is as per the 5hr test on BGMI done through internal testing with and average of 88.5fps

[iv] The 2000 Hz Instant Touch Sampling Rate works only with supported games.

[v] Among phones with a 6400mAh battery, 7.8mm slimness, and launched in the under-30K segment up to March 2025.

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If you’re seeking a destination that offers tranquility, adventure, and cultural richness all in one, Lakshadweep should top your travel list. Nestled in the Arabian Sea, this enchanting archipelago of 36 coral islands is a treasure trove for travelers seeking an offbeat yet memorable getaway. Here’s why Lakshadweep deserves to be your next vacation spot:

Untouched Natural Beauty

Lakshadweep is known for its serene beaches, crystal-clear waters, and vibrant coral reefs. The untouched landscapes of islands like Agatti, Bangaram, and Kavaratti provide the perfect escape from crowded tourist hubs. Picture yourself walking along powdery white sands with turquoise waves lapping at your feet — an idyllic scene that awaits you in Lakshadweep.

Thrilling Water Adventures

Adventure seekers will find Lakshadweep irresistible. The region is renowned for its spectacular snorkeling and scuba diving experiences, with rich marine biodiversity on display. The coral reefs are home to colorful fish, sea turtles, and other fascinating marine creatures. Water sports such as kayaking, windsurfing, and deep-sea fishing further elevate the excitement for adventure enthusiasts.

A Cultural Experience Like No Other

Lakshadweep’s distinct cultural heritage adds charm to your vacation. Influenced by South Indian and Arabian traditions, the local communities offer warm hospitality. Visitors can witness traditional music, dance performances, and savor authentic coastal cuisine featuring fresh seafood, coconut-infused delicacies, and spicy curries. Engaging with locals can provide insight into the region’s unique customs and way of life.

Eco-Friendly Tourism

Lakshadweep has embraced sustainable tourism practices, ensuring its pristine environment remains protected. The islands promote eco-tourism initiatives that allow travelers to experience nature responsibly. This makes it an ideal destination for those seeking environmentally conscious travel experiences.

Best Time to Visit Lakshadweep

The best time to visit Lakshadweep is between October and March, when the weather is pleasant and ideal for exploring the islands and engaging in water sports.

How to Reach Lakshadweep

The primary gateway to Lakshadweep is through Kochi (Cochin) in Kerala. Flights to Agatti Airport are available, and from there, ferries connect visitors to other islands. Ship cruises are another scenic option for travelers seeking a unique journey.

Plan Your Lakshadweep Adventure

From pristine beaches and thrilling adventures to cultural experiences and eco-tourism, Lakshadweep offers a diverse vacation experience like no other. Start planning your trip today with Lakshadweep Travel Packages to discover the best travel deals and customized itineraries for your dream getaway.

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Suraj Nangia, Founder and Managing Partner of Nangia Andersen LLP, has been recognized as one of Hindustan Times’ 40 Under 40 awardees. This prestigious accolade celebrates young leaders who are shaping the future of business with their vision, innovation, and disruptive impact.

The Hindustan Times Group hosted its flagship event, Crafting Bharat Awards 2025, at ITC Grand Central, Mumbai, where industry experts and corporate leaders gathered to honor exceptional young achievers. The red carpet event witnessed an illustrious lineup of esteemed guests, including Ramesh Menon, CEO of Fever Network; Dia Mirza, renowned Indian actress; Sangram Singh, Indian professional wrestler and actor; Swastika Mukherjee, acclaimed Indian actress; and Avinash Tiwari, talented film actor.

As a dynamic entrepreneur, Suraj Nangia has consistently demonstrated a forward-thinking approach, pushing the boundaries of innovation in consulting and advisory services. His transformational leadership has not only strengthened the firm’s market presence but also redefined industry benchmarks, setting a new standard for excellence and strategic foresight.

Upon receiving the honor, Suraj Nangia expressed his gratitude, stating:“It is an absolute honor to be recognized among the best and the brightest in the industry. My entrepreneurial journey has been deeply rooted in leveraging technology to transform advisory and consulting services. By integrating advanced solutions into strategic decision-making, risk assessment, and business efficiency, we are reshaping how companies approach growth and sustainability. This recognition serves as a testament to our commitment to driving meaningful change in the industry.”

Suraj Nangia has been at the forefront of reshaping the consulting and advisory domain, constantly redefining what it means to provide value-driven solutions in today’s evolving business landscape. His relentless drive to push boundaries and innovate has positioned his firm as an industry leader.

This Hindustan Times 40 Under 40 recognition is a nod to his remarkable contributions and a testament to his belief that a strong vision, combined with perseverance, can drive exceptional success and impact.

Suraj Nangia’s exceptional credentials reflect his unwavering pursuit of knowledge and excellence. 

He is an Executive MBA from the prestigious Wharton School, a qualified Chartered Accountant, a law graduate and an alumnus of The Doon School

In addition to his professional expertise, he is also the author of the book Doing Business in India – Simplified, a definitive guide for entrepreneurs, professionals, and executives navigating India’s complex regulatory framework.

Outside the boardroom, Suraj Nangia’s adventurous spirit extends to mountaineering, where he has conquered some of the world’s most formidable peaks. His achievements include scaling five of the Seven Summits, namely:

Mt. Kilimanjaro (Africa)

Mt. Elbrus (Europe)

Mt. Aconcagua (South America)

Mt. Kosciuszko (Australia)

Mt. Cook (New Zealand)

His journey as a mountaineer is a testament to resilience, ambition, and the pursuit of excellence, mirroring his professional ethos of overcoming challenges and striving for greatness.

Suraj Nangia’s recognition in Hindustan Times’ 40 Under 40 underscores his unwavering dedication to transforming the consulting and advisory industry. As he continues to push the boundaries of innovation, his vision will undoubtedly shape the future of business and inspire the next generation of leaders.

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Chennai: The Lalit Kala Akademi, Regional Centre Chennai, on March 18, Tuesday, hosted the inauguration of a captivating solo art exhibition titled ‘Reverberations of the Past’,. The exhibition will remain open to the public until the evening of March 23, showcasing a unique collection of paintings inspired by India’s prehistoric rock art. The artist, Mrs Ruchi Atreya (also known as Ruchi Thakkar), is a PhD scholar in Art and Design, studying the aesthetics and design principles of rock art.

The exhibition was inaugurated by Padma Bhushan NalliKuppuswamiChetti, the renowned industrialist and philanthropist. The event drew the presence of prominent artists, art historians, and enthusiasts from Tamil Nadu and beyond, adding grandeur to the occasion.In addition,several senior military officials were also present and more are expected to visit the exhibition during its six-day run, acknowledging the artist’s connection to a military family background, she being married to a serving army officer.

The exhibition presents an extraordinary blend of texture with mixed media, offering an immersive and realistic portrayal of ancient rock art. The paintings feature layered textures that resemble the raw, weathered surfaces seen in prehistoric Indian rock paintings. Artist and researcher Ms. Ruchi Atreya has meticulously crafted these pieces, drawing inspiration from her extensive field explorations conducted during her ongoing PhD research. Her research delves into the artistic expressions of early hunter-gatherer societies, exploring the symbolic and aesthetic significance of prehistoric rock art — a form of expression once overlooked as mere markings until the early 20th century.

A notable feature of the exhibition is the special ‘Nava Rasa’ series, which portrays the nine fundamental human emotions through traditional colour associations. This series creatively merges prehistoric artistic elements with contemporary interpretations, illustrating the timeless nature of emotional expression across cultures and eras.

Ms. Atreya’s deep connection to her art stems from her roots and upbringing in the scenic Satpura mountains, where she grew up surrounded by nature and ancient rock shelters. This environment deeply influenced her artistic journey and fuelled her passion for exploring prehistoric art forms. Her work invites viewers to embark on a visual journey through time, appreciating India’s earliest artistic expressions in a modern format.

The exhibition has drawn considerable interest from art lovers, historians, and cultural enthusiasts, offering a unique opportunity to witness the convergence of history and contemporary artistic expression. Visitors are encouraged to explore this remarkable showcase, which provides insights into India’s rich artistic heritage through a contemporary lens.

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The manufacturing process for kraft paper can have a significant environmental impact—factors such as the location of production, the carbon footprint from transportation, the energy source used, waste production, chemical disposal, and water usage all play a part. Making sustainable choices means looking beyond surface-level claims of “natural” or “eco-friendly” and doing the research to find truly sustainable products.

Banganga Paper Industries Limited, earlier known as Inertia Steel Limited and one of the leading manufacturers and suppliers of high-quality kraft paper, has taken a significant step toward sustainable energy adoption. Its wholly owned subsidiary, Banganga Paper Mills Limited, has entered into a Power Purchase Agreement (PPA) with Livint Green Technologies Ltd for the procurement of solar power under a captive power generation model.

According to the agreement, Livint Green Technologies Ltd will develop, own, and operate a 2.5 MW DC ground-mounted solar power plant at Karjat Village in the Ahmednagar District of Maharashtra. This solar facility will supply clean energy to Banganga Paper Mills’ manufacturing unit in Nashik, ensuring a reliable and cost-effective renewable energy source.

To comply with captive power generation regulations, Banganga Paper Mills Limited will hold a 26% equity stake in the power-producing entity, while Livint Green Technologies Ltd will retain the remaining 74%. The project is set to be developed under a Build-Own-Operate model, ensuring long-term sustainability and operational efficiency. Additionally, under a Wheeling and Banking Agreement, any surplus electricity generated from the solar power plant will be banked with the state’s power distribution company for later use. This arrangement will provide energy security and allow the company to leverage carbon credits.

Shifting to solar energy will also benefit the company economically. With the present energy cost at ₹10.85 per unit, this initiative is expected to lead to direct savings of approximately ₹2.30 to ₹2.50 per unit, as power is generated and distributed via the open grid for internal consumption.

Banganga Paper Mills, located in Dindori, Nasik, operates a facility spread across more than 10,000 square meters with an installed production capacity of over 100 metric tonnes per day. The facility produces various types of corrugated and kraft papers in different GSM ranges, which are further used in the manufacturing of paper bags, paper cones, boards, and corrugated boxes—mainly aimed at packaging.

In its commitment to sustainability, the company manufactures its products using recycled paper, ensuring an eco-friendly approach to production. The products are food-grade, making them suitable for packaging fruits, vegetables, and other food items. Moreover, Banganga Paper Industries Limited adopts an environmentally conscious manufacturing process by reusing 100% of its water and chemicals, significantly reducing fresh water consumption. Operating round-the-clock on a six-day working cycle, the company maintains uninterrupted production while upholding high standards of safety, quality, and environmental responsibility.

In India, the kraft paper market size reached 11.0 million tons in 2024. Looking ahead, the IMARC Group expects the market to reach 21.3 million tons by 2033, with a growth rate (CAGR) of 7.23% during 2025–2033. Globally, the market is expected to grow steadily from USD 16.8 billion in 2024 to USD 21.2 billion by 2033, driven by the need for packaging and e-commerce. With urbanization prompting an influx of rural populations to cities, sustainable packaging is becoming increasingly important across the country.

This move toward solar energy and efficient resource management marks a balanced effort by Banganga Paper Industries Limited to address environmental concerns while continuing to meet market demands.

Certain statements in this document that are not historical facts are forward looking statements. Such forward-looking statements are subject to certain risks and uncertainties like government actions, local, political or economic developments, technological risks, and many other factors that could cause actual results to differ materially from those contemplated by the relevant forward-looking statements. The Company will not be in any way responsible for any action taken based on such statements and undertakes no obligation to publicly update these forward-looking statements to reflect subsequent events or circumstances.

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National, 19 March 2025: Rural-fintech Navadhan has raised Series A equity funding round with its initial target of 80 Cr oversubscribed to 111 Cr. The round is led by NabVentures, the venture Capital arm of NABARD. Prime Ventures is the co-lead with participation from LNB Group, also an LP in VC funds/ AIFs investing in tech startups. Other existing investors also doubled down – Varanium NexGen Fintech Fund, Gemba Capital, Faad, VC-Grid and Anicut. 

In the last 3 years, Navadhan has closed 4 funding rounds. The new 111 Cr Series-A funding will be used to fuel business growth and enhance the company’s AceN tech platform. It already has over 700 Cr of debt lines available from more than 25 Bank/ NBFCs onboarded on its AceN platform which enables API integrations.

Navadhan is co-founded by Nitin Agrawal along with 3 teammates – Amit Biswal, Vijay Haswani and Anirudh Ramakuru, each with 15-25 years of experience in financial services domain. They developed the AceN tech platform that facilitates working capital financing to rural small businesses (MSMEs). MSMEs is a big focus area for the government to enhance employment generation at local level in rural and semi-urban areas. 

Speaking on the fundraise, Nitin Agrawal, Founder of Navadhan said: “We are happy to find investors who share our mission of creating new-wealth (Nava-dhan) for the rural-preneurs. At an early stage, Tech investors helped us in building the AceN tech platform. We are very excited now to have NabVentures since rural-MSMEs is our core customer segment. Also, happy to have support from LNB family office with a vantage of running seasoned businesses in India.” 

NabVentures comes from NABARD’s ecosystem which is India’s apex development bank aimed at promoting sustainable and equitable agriculture and rural development. Ashish Choudhary, CIO of NabVentures said: “Navadhan has demonstrated a calibrated growth of 12x in the last 3 years while maintaining good asset quality. Building the AceN Tech platform alongside has helped them do Co-lending seamlessly to break the barriers in leveraging capital far more efficiently compared to traditional NBFCs.” 

“We’re pleased to continue to back Nitin and the Navadhan team to serve rural small businesses at scale. Navadhan’s AceN tech platform is one of the more advanced tech platforms that builds on top of IndiaStack to provide differentiated underwriting capabilities and this has played out in the performance metrics of Navadhan”, said Sanjay Swamy, Managing Partner, Priven Advisors, Advisory to Prime Venture Partners 

Aparajit Bhandarkar of Varanium NexGen said: “With the power of data science, Navadhan’s proprietary alternative underwriting model assesses the digital footprint and cash flow surrogates. This solves the lack of income proofs and limited banking track record in the predominantly cash-based economy to enable credible lending to nano entrepreneurs across rural and semi-urban markets.” 

Amit Mehta of LNB Group said: “We believe that Navadhan has the right founder-market fit to build a business towards an IPO. We like the focus on building the capital efficient lending network, especially in the priority sector lending space. We are coming into the company at a crucial stage when the business is poised for sustainable growth for many years to come.” 

Navadhan has both people and Tech on the ground with a brick to click model, critical build for scale where trust and collection efficiencies are key to success. This startup team invested the first two years in building the AceN tech platform before starting lending operations. AceN has full-service customer fulfilment workflows with a paperless, seamless customer journey from on-boarding, underwriting, servicing to multi-mode collections. AceN also has proprietary data sciences backed tech-tools embedded into its workflows. Navadhan’s own NBFC licence has played a crucial role in ensuring regulatorily compliant workflows. Navadhan has grown its presence in 700 PIN codes across 5 states of MP, Rajasthan, Gujarat, Karnataka and Odisha. It plans to go deeper in geographies and diversify its loan offerings. 

About Navadhan: 

Navadhan Capital Private Limited (Navadhan) is Rural-Fintech startup with an NBFC licence from RBI. Navadhan was founded by industry veteran, Nitin Agrawal, along with co-founders Vijay Haswani, Anirudh Ramakuru, Amit Biswal. The team brings together extensive experience in financial services, credit risk, business development, finance partnerships and technology. Navadhan aspires to become the largest finance platform for Rural India by connecting NBFCs/Banks with Small Businesses/ Microenterprises (MSMEs) through the sourcing and servicing of financial services. 

About NabVentures:

NABVENTURES is a venture growth equity fund that invests in agriculture, food, rural businesses and agri/rural financial services at early to mid-stage. They are focused on driving transformation in these industries by providing strategic and operational insights, patient capital and access to NABARD’s extensive network. NABVENTURES Limited acts as a Sponsor and Investment Manager of NABVENTURES Fund- I scheme I, a SEBI-registered close-ended Category II Alternate Investments Fund (AIF).

About Prime VP:

Prime Venture Partners is one of India’s leading early-stage venture capital firms, based in Bangalore and led by Sanjay Swamy, Shripati Acharya, and Amit Somani. Over the past 12 years, Prime has invested in more than 50 startups, including WheelsEye, MyGate, Quizizz, PlanetSpark, Dozee, Zuper, Niyo, OTO, Knight Fintech, Finagg, and Navadhan, among others. The firm has successfully exited investments such as Happay (acquired by Cred), Recko (acquired by Stripe), Ezetap (acquired by Razorpay), and the IPO of Tracxn. Prime Venture Partners is often the first institutional investor in category-defining tech startups, supporting them from early-Product Market Fit (PMF) through the growth-stage, and up to their exit or IPO. Prime recently announced their Fifth Fund of $100M

About LNB group:

LNB is a 100-year-old diversified business group with interests in Financial Services, Farming, Agri Supply Chain, Tea Plantations, Renewable Energy, Textiles and Manufacturing. The Group has been participating in the Alternate Investments space, both through Funds and Direct for almost 15 years. Sustainability is an area of focus for LNB. The Group has presence in India, East Africa and Singapore.

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Mumbai, March 19, 2025 – India’s youth represent the future of the nation, and Under 25 is the platform where this next generation is shaping its journey. With over half a million active users, Under 25 is a community-driven, multimodal platform designed to empower the youth – giving them the tools, experiences and rewards to succeed. It’s not just an app —it’s a movement that touches young people’s lives at every point, from their academic growth to their personal and professional development.

“India has the world’s largest youth population and this segment will undoubtedly shape the future of this country,”* said Jeel Gandhi, CEO of Under 25. “At Under 25, our vision is to empower and equip them for life. This platform’s diverse touchpoints, from digital spaces to real-world events, make it the go-to destination for anyone looking to connect with India’s youth.”

Under 25 isn’t just a place where young people come to consume content—it’s a community-driven hub that fosters real interaction, growth and connection. This cohort does not just engage with brands—it participates in experiences that help them learn, grow and explore their potential.

The app’s multimodal approach means that Under 25 engages users across all touchpoints, offering them a variety of experiences that feel authentic and rewarding. With features like Spaces for niche communities, Missions to challenge and reward users, and Events for both online and offline engagement, Under 25 meets the youth where they are, across the platforms they love.

“The youth in India today are motivated by real experiences that feel authentic, said Vijay Subramaniam, Group CEO and Founder of Collective Artists Network. “At Under 25, we connect with the youth through every available touch points, offering experiences that resonate, not interrupt. It is a go to destination for anyone who is looking at engaging with the youth and becoming part of youth culture, creating meaningful connections that go beyond transactions. It’s about empowering the youth , getting them ready for life and contributing towards the future of our country.”

Key features of the Under 25 platform include: 

– Spaces: Engage with passionate communities, dive into expert-led discussions and consume content tailored to student and youth development.

– Missions: Participate in exciting, gamified challenges that offer real rewards—whether daily or long-term.

– Events: Curated experiences, both online and offline, that are specifically designed to bring students and the youth together based on interests and needs.

– Flip Cards & Collectibles: A gamified feature that rewards users with surprise perks, including Super Rare Golden Cards and exclusive coupons.

The true power of Under 25 lies in its authentic engagement with the youth, who are not just seeking products, but opportunities to grow and succeed. Under 25 thus creates genuine interactions that leave a lasting impact, both on users and the brands.

Under 25’s platformization approach creates seamless integration between brands and the youth community. Brands become an active part of the user experience through engaging missions, interactive content and reward-based challenges that provide real-world value. Whether it’s cash rewards, exclusive experiences or collectibles, users are motivated by tangible outcomes that drive deeper engagement.

Under 25 is also leading the way in the gamification of youth engagement with the introduction of features like Multi-Stage Missions and Collectibles, enhancing the experience and offering deeper engagement. The Golden Card, an ultra-rare reward, is a testament to how Under 25 continuously innovates to keep users excited and invested.

“At Under 25, every brand interaction is an opportunity to make a real impact,” said Gandhi. “We have built this platform to empower students and provide them with meaningful experiences. For brands, it’s about becoming a part of something larger, something that genuinely matters to the youth of India.”

About Under 25:

Under 25 is India’s leading youth engagement platform, designed to empower students and young professionals through immersive experiences, authentic content, and real-world rewards. By providing a community-driven space for learning, growth, and connection, Under 25 bridges the gap between students and brands, creating lasting relationships that resonate with the next generation.

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Light is closely integrated with our intellectual, philosophical and scientific discourse. The exact nature of light has remained a mystery since we stepped on earth. Newton postulated the corpuscular theory of light according to which, light comprises of a stream of particles. Around 100 years later,results by Young and Fresnel proved that light is a wave.The idea was further put on a solid theoretical foundation by James Clerk Maxwell who discovered that light comprises of pulsating electric and magnetic fields which propagate in space.

The energy of a wave is associated with its height, which is called its amplitude. However, in photoelectric effect, where light falls on metal and generates current;it is found that the energy of emitted charged particles or electrons is defined by the frequency of light or the number of oscillations per second of the electromagnetic field. These observations, first made by Philipp Lenard in 1902, gave a startling twist to the story! The mystery was finally resolved by Albert Einstein in 1905, while working as a clerk in the Swiss Patent Office in Berne. He presented the revolutionary theory that light can be considered to be comprising of packets of energy or light quanta, with energy proportional to its frequency. This idea forms the central foundation of modern physics, according to which light has a dual nature and can behave like waves or particles, depending on the nature of experiments. Einstein was awarded the 1921 Nobel Prize in Physics.

For over a century, we have been led to believe that Maxwell’s electromagnetic field theory cannot explain the interaction between light and charged particles.In a recent research article, published in the peer reviewed journal,Annals of Physics, from Elsevier, a reputed scientific publication group,Dr. Dhiraj Sinha, a faculty member at Plaksha University, has presented some groundbreaking ideas, which challenge our existing perceptions. He has argued that leading scientists of the time, including Einstein, Lenard and others did not take account of the fact that light has a magnetic field which varies with time and generates an electric voltage. It is an experimental fact that avibrating magnet near a metallic coil generates an electric voltage. He argues that the magnetic flux of light j, generates a voltage, V=dj/dtover an infinitesimally small change intime t. Thus, an electron of charge e is energised with an energy, W= edj/dt by the magnetic flux of light. Dr. Sinha has used the frequency or phasor domain representation of energy which can be expressed as ejw, where w is the angular frequency of radiation. This magical relationship equalsEinstein’s expression of light quanta currently termed the the energy of a photon, ħw, where ħ is the reduced Planck’s constant. Thus, the energy of a photon can be derived starting from one of the basic Maxwell’s equations.

The theoretical discovery resolves a long-standing problem of physics, which considers photons quite detached from Maxwell’s electromagnetic fields, which is rather very silent on quantisation, albeit not completely opposed to it. His theoretical architecture is bolstered by the experimental evidences on magnetic flux quantisation, which are observed in two dimensional electron systems and superconducting loops. Charge quantisation is a standard part of existing formulations of classical physics. By incorporating magnetic flux quantisation, Maxwell’s equations spontaneously lead to the idea of a photon. 

Modern technology is driven by two key theoretical models of physics. Maxwell’s equationsgovern the operation of electromechanical energy conversion devices like generators and motors along with wired as well as wireless communication. Devices like lasers, solar cells, light emitting diodes etc. operate on the principle of photons of quantum mechanics. Dr. Sinha’s work offers a framework towards a seamless merger of these two parallel technical tracks, while promising immense technological opportunities. For example, it can lead to a radical improvement in enhancing the efficiency of solar cells as we now understand that they rely on the laws of classical electromagnetism.

The work has faced key challenges and faced strong opposition from leading journals in physics. However, a team of faculty members in leading universities vouched strong support for the idea. The lead role was played by Peter Sturrock, Professor at Stanford University, who passed away recently. Other scientists like Jorge Hirsch, Professor Emeritus at University of California, Steven Verrall, former faculty member at University of Wisconsin La Crosse and Lawrence Horwitz, Professor Emeritus at the University of Tel Aviv have expressed strong support for the idea. A leading physicist from Bristol University made an iconic statement, “We learned from Einstein that Maxwell’s equations were relativistic forty years before relativity. Now we know that they were already quantum, sixty years before quantum mechanics! I find this amazing.”

It can be safely said that this workrewrites the history of light. The argument that light quanta is interwoven into the fabric of Maxwell’s fields throughthe quantised nature of magnetic flux, eventually leading to the concept of light quant and photons is not just a footnote in physics; it fuses two disconnected theories and worlds. The road to harness light in the years to come, remains wide open.

1. Sinha, D. (2025). Electrodynamic excitation of electrons. Annals of Physics, 473, 169893.(https://www.sciencedirect.com/science/article/abs/pii/S0003491624003002)

Dhiraj Sinha is a faculty member at Plaksha University, Mohali, India. He holds a doctorate in electrical engineering from the University of Cambridge, UK. He can be reached at [email protected]

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A Systematic Investment Plan (SIP) allows individuals to invest a fixed amount at regular intervals. It helps in managing investments in a structured manner. An SIP plan calculator is a tool that provides estimates for future investments. It helps in making informed decisions by showing potential returns based on various factors. An SIP calculator is to be used by individuals to plan investments. Using an SIP app with a built-in calculator can simplify the process and allow users to track their investments easily. Understanding how to use this calculator may help in setting investment goals effectively. This article explains how to use the SIP plan calculator for effective investment planning. 

How to Use a SIP Plan Calculator

An SIP plan calculator is simple to operate. It requires minimal information regarding the investment. The steps to use the SIP plan calculator are as follows. 

Open the SIP Plan Calculator

The first step is to access an SIP plan calculator. Many financial websites and SIP apps offer this calculator for free. It is also available on various online platforms which provide investment-related resources. Some mobile applications also include this feature, making it convenient to use for users. 

Enter the Investment Amount

The second step is to enter the amount that you want to invest on a regular basis. This is typically a predetermined amount that is paid at regular intervals, e.g., monthly. The calculator needs this information to estimate the potential outcome of the investment over time.

Choose the Investment Duration

The investment duration refers to the total period for which the SIP will continue. This can be months or years, depending on individual preferences. The SIP plan calculator requires this information to calculate the estimated returns. A longer duration may show different results compared to a shorter period.

Select the Expected Return Rate

The calculator requires an expected rate of return. It is based on previous trends or estimated performance of the investment. It is important to note that this figure is only for calculation purposes. The rate of return can be changed to assume various possible results.

Enter the Frequency of Investment

The calculator will ask for the frequency at which investments are to be made. Many SIPs follow a monthly investment pattern, but some allow quarterly or weekly investments. Selecting the correct frequency can ensure that the estimates are accurate.

Click on Calculate

Once all details are entered, the next step is to click on the ‘Calculate’ button. The SIP plan calculator will then generate an estimate of the total investment and the projected value at the end of the period. This result helps in understanding how investments may grow over time.

Analyze the Results

The calculator will display the total investment amount, estimated return, and final value. It may also provide a breakdown of contributions and growth. An SIP app allows users to adjust the inputs to compare different scenarios. Reviewing these details tends to help in planning future investments better.

Modify Inputs for Different Scenarios

Users can change the input values to find out how different amounts, durations, or return rates may affect the final outcome. This step helps in adjusting investment plans according to financial goals. Many calculators allow multiple calculations to compare various scenarios before making a decision.

Save or Share the Results

Some SIP apps provide an option to save or share the results. This can be useful for keeping a record of investment plans or discussing them with financial experts. It also helps in tracking progress over time.

Considerations When Using a SIP Plan Calculator

While SIP calculators are useful tools, it is important to consider the following points:

Market Volatility: The actual returns may differ from the calculator’s estimates due to market fluctuations.

Inflation: Consider the impact of inflation on your long-term financial goals when interpreting the results.

Regular Review: Periodically reassess your investment plan and adjust it based on changing financial circumstances or goals.

Conclusion

A SIP plan calculator is a useful tool that helps in estimating future investments. It provides an easy way to understand how regular investments may grow over time. By following simple steps, individuals can use this tool effectively. Accessing a SIP app with a built-in calculator tends to make the process more convenient. Users can modify inputs to see different outcomes and adjust their plans accordingly. This tool is widely used by individuals who want to manage their investments in a structured way. Understanding how to use a SIP plan calculator can help in establishing achievable financial goals.

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Securing online approval for a personal loan requires careful planning and following specific guidelines. Lenders evaluate multiple factors, such as creditworthiness, income stability, and repayment capacity. A well-prepared application can increase the chances of fast approval and better loan terms. A stepwise approach can help applicants avoid delays and rejections, ensuring a smooth borrowing experience. In this article, we will discuss the essential steps and additional tips to improve personal loan approval. 

1. Check Eligibility Criteria

Before applying for a personal loan, it is important to check the lender’s eligibility requirements. Common criteria include age, income stability, credit score, and employment type. Applicants should ensure they meet these conditions to avoid rejection. Each lender has different rules, so it is helpful to compare their requirements before applying.

2. Maintain a Strong Credit Score

A high credit score may enhance loan approval chances. Lenders generally prefer a score above 750, as it reflects responsible financial behaviour. To keep a high credit score, pay off debts on time, settle credit card bills quickly, and avoid applying for many loans in a short time. Consistently good credit habits tend to improve financial credibility.

3. Gather Necessary Documents

Lenders need certain documents for verification. Applicants must prepare identity documents, address documents, and documents related to income. Salary slips, bank statements, and tax returns are typically required. Having all documents up-to-date and in proper format can ensure a hassle-free verification process, minimising approval time.

4. Choose the Right Lender

Interest rates, processing fees, and loan terms vary among lenders. Selecting the right lender is crucial for securing favourable loan conditions. Applicants should compare different financial institutions to find a lender offering competitive rates and flexible repayment options. Using online loan comparison tools can help in making an informed decision.

5. Use an EMI Calculator

An EMI calculator assists candidates in estimating the monthly payment amount. While applying, it is always an effective way to use this facility to choose a loan size and repayment period that suits your financial means. Consistently keeping EMIs below 40% of income avoids financial discomfort and increases the ability to repay loans.

6. Apply Through the Lender’s Website or App

Most lenders provide online application options, including an instant personal loan app for quick processing. Applicants should visit the lender’s official portal or mobile application to initiate the process. Filling out the application form accurately and uploading the required documents in the specified format is essential. Providing incorrect information can lead to rejection.

7. Wait for Verification and Approval

After applying, the lender verifies the documents and calculates the creditworthiness. This process can take a few hours to a couple of days. During this time, applicants should remain available to respond to any additional queries from the lender. Timely communication can expedite the approval process.

8. Receive Loan Approval and Payment

After approval, applicants should carefully review the loan agreement. It is important to check details such as the interest rate, repayment schedule, and additional charges before accepting the offer. Once the loan agreement is signed, the lender credits the loan amount directly to the applicant’s bank account.

Additional Tips to Improve Loan Approval 

The following are some additional tips to improve your loan approval. 

Maintain a stable source of income, as lenders assess income consistency to determine repayment ability over the loan tenure.

Avoid frequent job changes and ensure regular salary deposits, as a steady employment history reflects financial reliability.

Reduce existing liabilities by paying off credit card debts and outstanding loans, which helps lower the debt-to-income ratio and improves affordability.

Apply for a loan amount that aligns with income and repayment capacity, as lenders evaluate financial commitments before approving the loan.

Maintain a healthy bank balance to demonstrate financial stability, ensuring sufficient funds for down payments and emergency expenses.

Avoid overdrafts and keep a record of positive financial transactions, as lenders review banking history to assess capital management habits.

Conclusion

Getting online approval for a personal loan is simpler with proper planning and adherence to the correct steps. By fulfilling eligibility requirements, having a good credit score, and choosing the correct lender, applicants can enhance their chances of approval. Proper documentation, using an EMI calculator for financial planning, and application through reliable platforms further simplify the process. In addition, having financial stability and reducing current liabilities may improve a borrower’s eligibility for a loan. Following these steps can assist borrowers in getting a personal loan easily and on good terms, with a hassle-free experience.

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